Terms of Use

You may use the Website only if you are at least 18 years old and legally capable of entering into a binding agreement. If you use the Website on behalf of a business or organization, you represent that you have authority to act for and bind that party. The Website is intended for users located in the United States.

The Website provides general information about Jim Canfield and his services. Website content is not professional, legal, financial, or other specialized advice. You should not rely on Website content as a substitute for a consultation, written proposal, or professional assessment appropriate to your circumstances.

Images, descriptions, examples, and other Website content are illustrative only. Results vary based on individual circumstances, scope, and other factors.

Website content is an invitation to request information, not a binding offer. Your use of the Website or submission of a contact form does not:

• Create a client, agency, fiduciary, or other relationship
• Obligate us to contact you, provide services, or reserve availability
• Guarantee pricing, availability, timing, or results
• Modify any existing written agreement

Services will be provided only under a separate written agreement. Any price, promotion, or availability displayed may be changed or withdrawn at any time.

When submitting a form, you agree to provide current, accurate, and truthful information. Form submissions are not guaranteed to be received within any particular time. If your request is time-sensitive, contact us directly.

Do not submit Social Security numbers, payment-card data, passwords, medical records, or other highly sensitive information through a general Website form.

The Website and its forms are not monitored as an emergency service. Do not use the Website to report an emergency, imminent danger, or urgent condition. Contact 911 or the appropriate emergency service.

You may access and use the Website for lawful, personal, and legitimate business-inquiry purposes. You may not:

• Violate any applicable law, regulation, or third-party right
• Use the Website fraudulently, deceptively, or maliciously
• Submit false, harassing, defamatory, threatening, or unlawful material
• Interfere with the Website's operation, security, or integrity
• Use bots, scrapers, or automated tools that burden or disrupt the Website
• Harvest contact details or personal information
• Copy, reproduce, or commercially exploit Website content without written permission
• Use Website content to train AI or machine-learning systems without prior written consent

The Website and all original content, designs, logos, photographs, copy, and other materials are owned by or licensed to Jim Canfield and are protected by intellectual-property laws. No right, title, or interest is transferred to you. All rights not expressly granted are reserved.

Our collection and use of personal information is described in our Privacy Policy, which is incorporated into these Terms by reference.

We seek to provide a Website accessible to a broad range of users. If you experience difficulty accessing content or using a feature, contact us through the Website's contact form. Additional information is available in our Accessibility Statement.

The Website may link to or incorporate third-party services. We do not own or control third parties and are not responsible for their availability, accuracy, content, or policies. A link or integration does not imply endorsement.

To the maximum extent permitted by law, the Website and all content are provided "as is" and "as available," with all faults. We disclaim all express, implied, and statutory warranties, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

To the maximum extent permitted by law, Jim Canfield will not be liable for any indirect, incidental, special, exemplary, punitive, or consequential damages arising from or relating to the Website or these Terms. Aggregate liability for all claims will not exceed one hundred U.S. dollars ($100).

These Terms are governed by the laws of the State of Tennessee. Subject to the dispute-resolution process below, disputes will be resolved in the courts of Davidson County, Tennessee, or the U.S. District Court for the Middle District of Tennessee.

We may update these Terms by posting a revised version with an updated "Last Updated" date. Your continued use after revised Terms are posted constitutes acceptance to the extent permitted by law.